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Personal Loans

For Housing Repairs, Renovations, Medical Expenses, Marriage, Ceremonial Expenses, Repayment of Debts, Other Reasons/Purposes acceptable to Bank etc.



You can avail a loan of up to Rs. 5.00 Lacs

Benifits

Loan Limit : is maximum Upto Rs. 5.00 Lacs

Repayment : is maximum 60 months.

No Pre-payment Penalty

Rate of Interest : is Applicable from time to time.

Service Charges : are Applicable from time to time.

Margin : is Applicable from time to time.

Eligibility

For Salaried Persons

i. Employees of reputed and financially sound organization.

ii. Minimum Gross take home salary of INR.15,000/- per month and Confirmed service for at least one year.

For businessmen & Professionals

Business should have establishment of minimum of three years.

Co-Applicant

Spouse /parents of the applicant can be taken if required.

Documents Required

Duly filled form with

i. Income Proof of Applicant(s) & Guarantor(s)

ii. Residential Proof of Applicant(s) & Guarantor(s)

iii. PAN Card of Applicant(s) & Guarantor(s)

iv. KYC of Applicant(s) & Guarantor(s)

No Prime Security

Two Acceptable Guarantors and Security holders to be also taken as guarantors. Other Charges : One Upfront EMI, Franking Charges, etc





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