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Gold Loans

LOAN AGAINST GOLD ORNAMENTS



Repayment

For Gold loan upto Rs.2.00 lacs:

i. Maximum repayment period 12 months.

ii. Interest to be serviced on monthly basis.

iii. Bullet repayment at the end of 12 months can be considered.

For Gold loan above Rs.2.00 lacs

i. Maximum repayment period 12 months.

ii. EMI to be stipulated for repayment of loan amount making maximum repayment period of 12 months from the date of disbursement.

Subject to following condition

i. Period of loan shall not exceed 12 months from the date of sanction

ii. Interest will be charged to the account at monthly rests, but will become due for payment along with principal only at the end of 12 months from the date of sanction.

No Pre-payment Penalty.

Rate of Interest

As Applicable from time to time.

Service Charges

Are Applicable from time to time

Margin

As Applicable from time to time

Eligibilty

Get Gold Loans from Hasti Finance

1. The applicant must be true owner of the gold ornaments and jewellery to be pledged with the bank.

2. The applicant should be local resident and customer of our bank.

3. If the applicant does not have account with us then account to be opened first subject to compliance with KYC norms.

Age

i. Min: 21 years while applying.

ii. Max: 60 years at loan maturity.